Does Your Spending Need Tending?

To shop is human – to splurge (at least once in a while) is divine.  But if your buying habits cause problems with your family, job, and finances you may be an impulse buyer in trouble. Related: What’s Your Purchasing Behaviour Style? Do you: Use shopping to cheer yourself up or make you feel better…

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Have You Been Regifted?

The Christmas gift from your sister Barb is beautifully wrapped and beribboned. The card attached to the outside includes a thoughtful note. Tucked inside the box is a small envelope with a Bridal Shower card inside it. The envelope is addressed to Barb, and inside is a card signed by Shelley. You have been regifted,…

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Why Today’s Appliances Look Good, But Don’t Last

When we got married several decades ago I received the usual assortment of small appliances as wedding gifts.  I remember those Harvest Gold appliances fondly, and they lasted a surprisingly long time.  In fact I still own some. So why is it that the replacements have to be replaced again every couple of years? Suspiciously,…

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Have You Checked Out A Pawn Shop Lately?

I have to admit that I’ve always had a strange bias against pawnshops.  To me, a pawn shop was a shady business located in some dark alley in the seedy part of town, dealing in stolen goods.  In my vision, the hairy tattooed proprietor was one level above “Vinnie the Loan Shark” and was just…

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What I Learned From Working Retail

The retail industry faces monumental challenges when it comes to getting customers to shop and purchase. With so much competition for your dollar, retailers use means to manipulate the consumer into further purchases with products, pricing and placement. Pricing Sale items: We all love a sale, but it’s been documented that customers will purchase items…

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Is The Costco Executive Membership Worth Buying?

If you love shopping at Costco as much as I do, chances are you’ve been asked to upgrade to the Costco Executive Membership. I never thought we spent enough money at Costco to justify paying the additional membership fee.  However, with a growing family to support, lately we’ve been spending a lot more money there.…

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Could You Have A Frugal February?

Recently on the news I saw an interview with a family of six who vowed to stop spending for the month of February.  On January 31st, they shopped for a month’s worth of groceries.  They didn’t drive, but walked everywhere.  The 9-year old daughter made a wallet out of duct tape for a friend’s birthday…

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