Improve Your Home With Good Landscaping

When the weather starts warming up in the spring my thoughts turn to spending more time outdoors. Those of you who own a house can increase your living space and activities with good landscaping. Our homes are probably the most important financial investments we’ll ever make. While we often spend time and money upgrading appliances,…

Read More

Throwback Thursday: Buying a Home in 1974 vs. 2014

Back in 1974, a typical home in Calgary was an 1,100 square-foot bungalow that cost $40,000 – or about 2.8 times the average household income. By 2014, the typical Calgary home had ballooned to 1,700 square-feet and sold for $470,000 – a whopping 6.3 times the average household income. So who had it easier – the…

Read More

When Stretching To Buy A Home Makes Financial Sense

The real estate market in Canada has been the subject of much opinion and speculation over the last five years as prices continue to rise to new heights. Houses are over-priced, but by how much? Should prospective buyers wait for a crash before jumping into the market, or should they get in now before they’re…

Read More

Our Shocking Basement Renovation Bill

For the past year we’ve been slowly finishing the basement in our now three-year-old home.  At first we decided to take the pay-as-you-go approach and so we hired a contractor to frame the basement last July. But six months later our project hadn’t progressed at all – it was difficult to line someone up to just do one stage at a…

Read More

Mortgage Free At 31: Worth The Sacrifices

The following article is a guest post by Sean Cooper who blogs about personal finance at Sean Cooper Writer. According to a poll by CIBC, the average homeowner won’t pay off their mortgage until right before retirement – age 58.  I plan to do it a lot sooner – by age 31.  I bought my…

Read More

Do You Need A Real Estate Agent to Sell Your Home?

Any real estate agent will tell you the service he or she provides is worth every penny.  But in a hot real estate market like Toronto, do you really need one? According to the latest figures from the Toronto Real Estate Board, the average home sells in just 20 days, so you can see why some home…

Read More

How To Negotiate Your Mortgage Renewal Like A Pro

When I was nineteen, the brakes on my car seized, damaging the calipers and whatever was left on the rear pads.  I got a quote from a local mechanic chain with both “budget” and “brake” in their name, so I thought they must have the best price on brakes. At the time I knew nothing about…

Read More

Non-Traditional Ways To Buy A House

A recent TD Bank survey showed that while a quarter of first time home buyers did so on their own there is a growing trend of buying a house as a group.  In fact four out of 10 people surveyed think that buying property with friends or family members is a great way to get…

Read More

Join More Than 10,000 Subscribers!

Sign up now and get our free e-Book- Financial Management by the Decade - plus new financial tips and money stories delivered to your inbox every week.