Posts Tagged ‘Investing’
Leveraged Investing: A Guide For Those Who Can’t Help Themselves
Last week we reached out to a panel of experts to weigh in on a controversial topic: borrowing to invest. Leveraged investing isn’t for the faint of heart. That’s why most of our experts suggested avoiding leverage and instead focus on building wealth the old-fashioned way – by saving over time. So if leveraged investing is…
Read MoreBorrowing To Invest: What The Experts Have To Say
Warren Buffett famously said that investors should “be fearful when others are greedy and greedy when others are fearful.” Yet one look at statistics on leveraged investing suggests that we do the exact opposite: Investors have borrowed more money than ever to buy into this post-financial crisis bull market. Leverage can be a powerful tool in…
Read MoreWhat Are You Doing With This Stock Market Pullback?
The current stock market turmoil has prompted many investors to re-think their investment approach. Should I buy on this dip, or wait for the bottom to hit? Is this a good time to sell and take profits? What about the long-term economic outlook? Should I buy more oil & gas stocks? It’s easy to stick…
Read MoreManaging Your Portfolio: How Many Stocks Should You Own?
A few days ago while my husband was watching interminable football game (after game, after game), I was scrolling through various financial sites and came across some interesting articles asking how many stocks should you own in your portfolio. Some advisors say no more than 10. Some say that 20 to 25 would give good diversification…
Read MoreRobo-Advisor Battle Royale
The investment landscape changed this year when a new online investment model came to Canada. Already established for years in the United States with firms like WealthFront and LearnVest – robo-advisors have made their way north of the border with hopes to disrupt the current advice model. What exactly is a robo-advisor? Essentially it is…
Read MoreHow Behavioural Biases Kept Me From Becoming An Indexer
I’ve spent the last five years convincing myself – and many of you – that I’m a sophisticated do-it-yourself investor with a sound strategy that will outperform the market over the long run. My dividend growth investment approach has indeed performed well, returning over 16% per year since 2009. But the stock market in general…
Read MoreYou’re Not Raiding Your Retirement If You Use The Home Buyers’ Plan (Unless You Are)
From what I can tell, most of the arguments against using the Home Buyers’ Plan are really arguments against buying a house you can’t afford, or castigations of the government for incentivizing home ownership…because people are buying houses they can’t afford. Related: First Time Home Buyers – HBP or TFSA? Remember: reduced to its simplest…
Read MoreInvest Like A Billionaire? No Thanks!
Exchange traded funds have surged in popularity over the last decade, and for good reason. A low cost, broadly diversified fund that tracks a stock index like the S&P/TSX 60 or S&P 500 doesn’t need to pay an expensive management and research team to deliver its mandate – saving you money. But a disturbing trend…
Read MoreWhen Is The Best Time To Invest?
It’s not surprising that investors (especially first-time investors) often worry about the timing of their stock purchases. They believe they can accurately predict when it will rise and fall. The financial media is obsessed with market timing. Market timing doesn’t work for the average investor – or even most professionals – so don’t listen to…
Read MoreBan On Embedded Commissions Coming, Despite Industry Objection
In 1996, following one of the worst mass killings in history, the Australian government made sweeping reform to its gun control laws, banning semi-automatic rifles and shotguns, and limiting ownership to an extremely narrow range of purposes. As a result, the government bought back nearly 650,000 of these weapons and now just 5 percent of…
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