Investing

When it comes to our financial futures, the one thing we’re most scared of is uncertainty. It would be great if we could look into a crystal ball to see what the future will hold. When you devise your investment plan a lot of assumptions have to be made because we just don’t know what…

I was 19 years old when I started saving for retirement. A small portion of every paycheque went into my RRSP, starting with $50 every two weeks and eventually increasing that amount to $200 per month. While my intentions were in the right place, the reality is that putting retirement savings ahead of a multitude…

This is a sponsored post written by me on behalf of BMO. All opinions are 100% mine. The emergence of online portfolio management has begun to reshape the investment landscape in Canada and the U.S. The market is estimated to reach assets under management of $300B in North America by 2020. With more than half…

Transferring your investments away from a mutual fund salesperson and into a do-it-yourself solution can be a frustrating exercise. Of course, the advisor – who counts on your commission – doesn’t want to give up your assets without a fight. And when you say that you’re leaving to start a portfolio of low cost index…

When you purchase a mutual fund or ETF you are buying a share of a pool of specific assets that might include stocks and bonds in a variety of sectors and countries. An index mutual fund or ETF portfolio can give you all the diversification you need in as little as one to four core…

Despite all of the evidence that low cost passive investing outperforms actively managed portfolios, many investors still cling to the belief that an active approach can help steer them through turbulent times in the market. Even investors who have taken the plunge into index funds and ETFs can’t help themselves when faced with uncertainty. Emotions…