Posts by Guest
Money Advice For College Graduates
After four—or more—years of hard work, you’ve earned your college degree – celebrate! Preparing for your life after school is a good opportunity to consider how your financial actions, as you transition to the working world, can have a big impact on your economic status going forward. I saw so many of my college classmates…
Read MoreA Case for Thinking Beyond 401Ks and RRSPs
There is an entire industry devoted to helping adults save for retirement. Company pensions do not exist any more except in few rare instances, and even when they do, the current economic environment and the increasing job mobility makes it difficult for any employee to put in enough years at an employer to grow it…
Read MoreBest Way To Finance Your Very Small Side Business
People launch their own business for a variety of reasons. Everyone likes to have a few more shekels in their pockets of course but there are plenty of other motivations. Having your own business, no matter how big or small allows you to be creative in a way few other activities can. Finally, being in…
Read MoreIn Debt, You Should Stop Donating
When in debt there is a good case for stopping ALL giving money to charity, that even means not putting a quarter in the Salvation Army bucket at Christmas.
Read MoreNo More Car Loan: 7 Steps to Stop the Cycle of Car Payments
This cycle of auto loans will cost you thousands of dollars over your life time. To avoid getting a car loan in the future, do the following:
Read MoreThe Dividend Gross-up and Tax Credit Mechanism
An insidious feature of the dividend tax credit is that the grossed-up dividend and not the actual dividend is used to determine your Old Age clawback, age credit, HST credit and property tax credit.
Read MoreIs Debt Derailing Your Retirement Plans?
You should also consider the long-term effects of debt. One of the surest ways to derail your retirement plans is to have debt.One of the surest ways to derail your retirement plans is to have debt.
Read MorePersonal Finance Resolutions for 2011
That’s why this year, instead of making an empty vow to go to the gym, I’m going to set some realistic goals to improve my bank account.
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