Archive for September 2020
Weekend Reading: The Psychology Of Money Edition
I’ve been reading Morgan Housel’s work for years and sharing his thoughtful lessons about money and investing. He has the rare ability to tell stories that connect the past with the present, while unpacking all the useful tidbits that apply to our own lives and personal finances. That’s why I was excited to read Mr.…
Read More3 Easy Ways To Build An Investment Portfolio On The Cheap
I ditched my financial advisor more than a decade ago and started investing on my own. I was fed up with paying high fees for underperforming mutual funds. Dividend paying stocks were growing in popularity and so I decided to take the plunge and build my own portfolio of blue-chip companies. Several years later I…
Read More
Vanguard’s VRIF: Your New Single Ticket Retirement Income Solution
Two years ago, Vanguard launched a suite of asset allocation ETFs that changed the game for DIY investors in their accumulation years. These balanced ETFs provide low-cost, global diversification, and automatic rebalancing with just one fund. Today, Vanguard announced another evolution in the asset allocation ETF space with a new product aimed at retirees in…
Read MoreWeekend Reading: What’s Your Savings Rate Edition
How has Covid-19 impacted your personal finances? For the past six months the focus has been on making sure income supports were in place for employees who lost their jobs and for businesses who were forced to shutdown or reduce their operating capacity. Outside of weekly trips to the grocery store, most of us sheltered…
Read MoreFinancial Freedom 45 Update: Have I Already Achieved F.I.R.E.?
For years I’ve been tracking my net worth with the dual goal of becoming a millionaire by the end of 2020 (Ha!), and achieving financial freedom by age 45 (in 2024). The financial freedom target did not necessarily mean a full-stop early retirement, but a point when I could realistically leave my day job to…
Read More